JP Finance
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v1.0.0

Overview

Your complete financial picture, 2019 – 2026
Net Position Β· All Time
β€”
🐷 Savings Rateβ€”
πŸ”₯ Avg Burn / moβ€”
πŸ’° Avg Income / moβ€”

🧠 Smart insights

πŸ“… Income, expense & net by year

Eight years at a glance
πŸ“Š Yearly Breakdown
Bars: income / expense / saving Β· Line: net cash flow

πŸ’Έ Where it goes

All-time category leaders
πŸ’° Top Income Categories
πŸ’Έ Top Expense Categories

πŸ—“οΈ Career & life timeline

Context behind the numbers, year by year
πŸ’Ό Income
🧺 Expense
🏷️ Income by Category
Top 12
🧾 Expense by Category
Top 12

πŸ† Headline numbers

Computed across the full ledger

🎒 Best & toughest months

Ranked by net cash flow
πŸ… Strongest months
⚠️ Tightest months

πŸ”„ Recurring spend & income mix

Categories that show up month after month
πŸ” Most consistent expenses
By months active
πŸ₯§ Income mix

🍜 Food spending

How much of the everyday goes to eating
Avg per Month
β€”
Avg per Day
β€”
β‰ˆ daily food cost
Total Food
β€”
Priciest Year
β€”
🍜 Food cost per year
Bars: avg ΰΈΏ/day Β· Line: avg ΰΈΏ/month

πŸ’Ό Main salary trend

Total earned and monthly average, year by year
Total Salary
β€”
Avg per Month
β€”
across earning months
Peak Year
β€”
YoY (latest full)
β€”
πŸ’Ό Salary per year
Bars: total earned Β· Line: avg ΰΈΏ/month

🏠 Essentials & necessities

Living costs β€” food, home, bills & transport
Essentials / Month
β€”
avg necessary spend
Share of Expense
β€”
of all spending is essential
Essentials / Day
β€”
to keep life running
Largest Need
β€”
🏠 Necessary spend by category
Avg ΰΈΏ/month Β· all-time
πŸ₯§ Essentials mix
πŸ’Ό Budget Snapshot
Auto-computed from your ledger Β· set aside what you plan to spend
πŸ’° Net from ledger
β€”
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πŸ“Œ Set aside
ΰΈΏ
🎯 Remaining
β€”
Loading ledger…
ΰΈΏ

πŸ“‹ Category glossary

Read-only reference β€” id, type & sub-type for every category. Built from the Add Entry form, always in sync.

πŸ’° Budget vs Actual

Planned monthly spend (from the household budget sheet) vs what the ledger actually shows
πŸ“Š Budget by category
Spent / budget
Assumption: motor is compared against the Fuel/Transportation category Β· dept is compared against the whole Debt sub-type (a rollup, not one category). Both are mappings chosen from the ledger's 40 existing categories β€” not fields that exist in the source budget sheet. Room now folds in Electricity + Water β€” tap the row to see the breakdown.

🏦 Debt & installment plans

🏷️ Debt by category

Sum of all debt amounts (installments + one-off), by ledger category

🧾 One-off purchases

Installment = "-" β€” not part of any payoff plan