JP Finance

Net Position · All Time

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🐷 Savings Rate—

🔥 Avg Burn / mo—

💰 Avg Income / mo—

🧠 Smart insights

📅 Income, expense & net by year

Eight years at a glance

📊 Yearly Breakdown

Bars: income / expense / saving · Line: net cash flow

💸 Where it goes

All-time category leaders

💰 Top Income Categories

💸 Top Expense Categories

🗓️ Career & life timeline

Context behind the numbers, year by year

💰 Income

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💸 Expense

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✨ Net Cash Flow

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🐷 Savings Rate

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net kept of income

🔢 Transactions

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📈 Monthly Trend

✨ Net Flow

🧾 Transactions

💼 Income

🧺 Expense

🏷️ Income by Category

Top 12

🧾 Expense by Category

Top 12

🏆 Headline numbers

Computed across the full ledger

🎢 Best & toughest months

Ranked by net cash flow

🏅 Strongest months

⚠️ Tightest months

🔄 Recurring spend & income mix

Categories that show up month after month

🔁 Most consistent expenses

By months active

🥧 Income mix

🍜 Food spending

How much of the everyday goes to eating

Avg per Month

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Avg per Day

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≈ daily food cost

Total Food

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Priciest Year

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🍜 Food cost per year

Bars: avg ฿/day · Line: avg ฿/month

💼 Main salary trend

Total earned and monthly average, year by year

Total Salary

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Avg per Month

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across earning months

Peak Year

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YoY (latest full)

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💼 Salary per year

Bars: total earned · Line: avg ฿/month

🏠 Essentials & necessities

Living costs — food, home, bills & transport

Essentials / Month

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avg necessary spend

Share of Expense

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of all spending is essential

Essentials / Day

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to keep life running

Largest Need

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🏠 Necessary spend by category

Avg ฿/month · all-time

🥧 Essentials mix

💼 Budget Snapshot

Auto-computed from your ledger · set aside what you plan to spend

💰 Net from ledger

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📌 Set aside

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🎯 Remaining

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Loading ledger…

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⚡ Quick pick

🏷️ Category

📅 Date

📝 Note

📋 Category glossary

Read-only reference — id, type & sub-type for every category. Built from the Add Entry form, always in sync.

💰 Budget vs Actual

Planned monthly spend (from the household budget sheet) vs what the ledger actually shows

📊 Budget by category

Spent / budget

Assumption: motor is compared against the Fuel/Transportation category · dept is compared against the whole Debt sub-type (a rollup, not one category). Both are mappings chosen from the ledger's 40 existing categories — not fields that exist in the source budget sheet. Room now folds in Electricity + Water — tap the row to see the breakdown.

🏦 Debt & installment plans

✅ paid · ⚠️ unpaid this period (15th → 14th) · ⚠️ earlier = overdue from a past period · grey = upcoming

🏷️ Debt by category

Sum of all debt amounts (installments + one-off), by ledger category

🧾 One-off purchases

Installment = "-" — not part of any payoff plan

Overview